The User Agreement governs the terms and conditions for utilizing the loansonline24.ph platform. These regulations, which are outlined in this section of the website, aim to protect the interests, safety, and data confidentiality of our visitors. 

Before accessing our platform, every visitor must carefully review and accept this agreement. If there is any disagreement with any clause, the visitor must terminate their session on the site. The use of our site constitutes your explicit consent to abide by these terms. 

This section provides information about our service, which involves comparing microcredit offers, and the corresponding conditions for using this web resource. It also delineates the rights and responsibilities of both the administration and the users. Additionally, it covers accountability for the actions of different individuals and includes other relevant information. 

Please note that the user agreement may be subject to changes at any time without prior notice to users. In such cases, the updated version of the agreement will be immediately published, allowing each user the opportunity to review it. If you disagree with the revised agreement, you must discontinue using the platform. 

Description of Services Provided by this Web Resource 

The loansonline24.ph platform features microcredit offers from the Philippines’ major lenders. Our dedicated team publishes these offers on the loansonline24.ph page, providing users with a convenient means to compare them. The website streamlines the search and selection process by consolidating all necessary information and links on a single page. It's important to note that the content on our site does not constitute specific loan offers. Instead, after reviewing the provided information, users can follow the link to the selected lender's website to obtain a microcredit offer tailored to their needs and familiarize themselves with its conditions and requirements. 

We would like to emphasize that the websites listed on our platform have their independent terms of use, which remain valid regardless of our User Agreement. 

Rights and Obligations of Site Users 

Users are granted the right to access and utilize the site's content solely for personal purposes, including: 

• Gaining insights into the lenders operating in the Philippine market.  
• Familiarizing themselves with the loan offers from these lenders. 
• Comparing the available offers and making an informed choice. 
• Obtaining other relevant information from our website, such as answers to questions regarding loans. 

All services provided by the site are offered free of charge. 

Users are strictly prohibited from utilizing the site's content for commercial purposes or without explicit permission from the site administration. The usage of this website must comply with the laws of the Philippines. Any violation of the rules or illegal usage of our website constitutes a criminal offence. 

Users are solely responsible for their own data and the personal data of third parties provided during their use of the site. The information provided must be accurate, complete, and correct. In case of any changes to the user's personal data, it is their responsibility to inform the site administration promptly. 

The site management reserves the right to restrict access to our platform for users who violate any of the specified conditions. 

Site visitors can reach out to the site administration via the feedback form in the "Contacts" section for any queries or clarifications. 

Rights and Obligations of the Site Administration 

At loansonline24.ph, we are committed to ensuring the seamless functionality of our platform and resolving technical issues promptly for our users' benefit. 

As the site administration, we possess the authority to modify the content and design of the site, including the removal of any materials, without prior notice to users. These actions may be undertaken at any time to enhance the quality of service provided to visitors and improve the overall user experience on our platform. 

The protection and privacy of user data are paramount to us at loansonline24.ph. We strictly adhere to the laws of the Philippines and our internally developed privacy policy to ensure the security of your personal information. We guarantee the safety of your data and pledge not to disclose it to any third parties without obtaining your explicit consent. 

With your consent, we reserve the right to notify you about relevant new products, services, special offers, discounts, and other pertinent information using your contact details (email or mobile phone number). 

In the event of a violation of the user agreement, privacy policy, or any other site rules, our team may temporarily or permanently restrict a specific user's access to the platform. This measure is implemented to uphold the security of the web resource and to comply with the legal requirements of the Philippines. Please note that we are not obligated to inform the user in advance regarding such actions. 

Limitations of Administration's Responsibility 

It is important to recognize that the content provided on this site is purely for reference purposes. Therefore, we cannot guarantee the reliability or accuracy of the information posted on our platform. We assume no responsibility for the information available on the site, and we strongly advise users to independently verify any loan-related information on the official websites of microfinance organizations with whom they intend to collaborate. 

Any transactions between the lender and the platform user, as well as any consequences resulting from a breach of contract, are beyond our scope of responsibility. We do not offer loan services, nor do we provide any guarantee regarding their quality or compliance with the provided description. If you have any inquiries or complaints regarding the loan service, kindly direct them to the relevant third-party provider. 

The users of this site bear sole responsibility for decisions made based on the information provided on our platform. While we provide information to facilitate the understanding and comparison of available loan offers, we do not serve as financial advisers or intermediaries in micro-credit transactions. We disclaim any responsibility for violations of Philippine laws or the rights of third parties. 

We cannot be held accountable for any damages resulting from the use of our platform or the information contained therein. Additionally, we are not responsible for any losses arising from platform breakdowns or malfunctions.